Clients

Weekly Newsletter – 11/06/2024

The holiday season can be a tough time for some, so starting a gratitude practice can help us increase our happiness and also allow ourselves to focus on the positive things in our lives.

The challenge this week is to begin a gratitude journal. This could be a traditional physical journal that you write in, it can be a note on your phone, or even a gratitude app!

Cheers,
Catherine Tro
Director of First Impressions
Full Market Commentary
Best Regards,

John J. Demboski, CFP® Certified Financial Planner™ Professional

Healthy Living Tip

Indoor Exercises To Stay Active

It might be hard to get outside often for walks and exercise in the winter, but you can do plenty of indoor exercises, even when the weather outside is not cooperating. Here are some simple moves to get you exercising indoors:

  • Start with your core. Do 30 crunches followed by a minute-long plank. Repeat for three sets.
  • Do two sets of mountain climbers: 60 seconds on, 30 seconds rest.
  • Do push-ups (either on your knees or your toes), and hold a plank for a minute on your last rep. Rest for 20 seconds, then repeat three more times.
  • Do a standing, reverse lunge, 20 reps on each side. Complete three sets.
  • Do regular squats, but hold at the lowest point for three seconds. Complete 20 reps three times.

Tip adapted from Active8

Photo of the Week

Yosemite National Park

Sierra Nevada, California

Weekly Riddle

I am only one syllable long and too heavy for one person to lift, but if you reverse me, I am not. What am I?

 

 

Last Week’s Riddle: How many times can you subtract the number 75 from 7,500?

Answer: Once, because after the first subtraction, you will subtract 75 from 7,425.

Sources:

1. The Wall Street Journal, November 1, 2024

2. Investing.com, November 1, 2024

3. CNBC.com, October 30, 2024

4. The Wall Street Journal, October 30, 2024

5. The Wall Street Journal, November 1, 2024

6. The Wall Street Journal, November 1, 2024

7. IRS.gov, March 29, 2024

8. Active, July 24, 2024

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Securities offered through Val mark Securities, Inc., Member FINRA, SIPC. Investment Advisory Services offered through Valmark Advisers, Inc., a SEC Registered Investment Advisor. 130 Springside Drive, Suite 110, Akron, OH 44333, (800) 765-5201. Demboski & Chapman Financial and Insurance Solutions, Inc. is a separate entity from Valmark Securities, Inc. and Valmark Advisers, Inc.

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